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For Sale:  Otsego MLS# 6778079

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Active NEW!
$449,900
/mo Edit
Single Family:  Three Level Split
4 br • 4 ba • Built 2020
2,645 sqft • 0.27 acres
Elk River schools
MLS# 6778079
763-576-8286
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    Property Description

    Immaculate 2020 three-level split on a quiet cul-de-sac with standout curb appeal. Over 2, 600 FSF, 4 beds/4 baths and 3-car garage. Step in and feel the volume: vaulted main level with wide-plank flooring, white enameled cabinetry, subway tile, gas range, and an oversized quartz-style island built for gatherings. Just a half-flight up, the living room centers on a cozy gas fireplace and walks out to a maintenance-free deck with aluminum rail—perfect for sunset dinners. Private owner’s suite with dual sinks and walk-in closet, plus two additional bedrooms and a full bath. Finished lower level delivers a huge family/rec room, dedicated flex/work zone, 4th bedroom, full bath, and great storage. Outside, the fully fenced backyard (with shed) is ready for pets, play, and parties. Easy living with modern systems, thoughtful finishes, and quick access to parks, trails, and conveniences. Ask about the potential assumable FHA financing (~2.8%, buyer to qualify).

    Listing

    Listing Status: Active
    Contingency: None
    List Price: $449,900
    Price per sq ft: $170
    Property Type: Single Family
    City: Otsego
    Garage Spaces: 3
    County: Wright
    Year Built: 2020
    State: MN
    Property Style: Three Level Split
    Zip Code: 55301
    Subdivision Name: Martin Farms 6th Add

    Interior

    Bedrooms: 4
    Bathrooms: 4
    Finished Area: 2,645 ft2
    Total Fireplaces: 1
    Living Area: 2,645 ft2
    Common Wall: No
    Appliances Included:
    • Air-To-Air Exchanger
    • Dishwasher
    • Disposal
    • Dryer
    • Humidifier
    • Microwave
    • Range
    • Refrigerator
    • Washer
    Fireplace Details:
    • Family Room
    • Gas
    Basement Details:
    • Concrete
    • Daylight/Lookout Windows
    • Drain Tiled
    • Finished
    • Sump Pump

    Exterior

    Stories: Three Level Split
    Garage Spaces: 3
    Garage Size: 667 ft2
    Air Conditioning: Central Air
    Foundation Size: 476 ft2
    Fencing: Full
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System: Forced Air
    Parking Features:
    • Asphalt
    • Attached Garage
    • Garage Door Opener
    • Multiple Garages
    Road Frontage:
    • City Street
    • Cul De Sac
    • Storm Sewer
    • Street Lights
    Exterior Material:
    • Brick/Stone
    • Shake Siding
    Pool: None
    Roof Details:
    • Age 8 Years or Less
    • Asphalt
    • Pitched

    Rooms

    1/4 Baths: None
    Full Baths: 2
    Half Baths: 1
    3/4 Baths: 1
    Bathroom Details:
    • 3/4 Basement
    • 3/4 Primary
    • His and Her Closets
    • Main Floor 1/2 Bath
    • Private Primary
    • Upper Level Full Bath
    Dining/Kitchen: Kitchen/Dining Room
    Upper Level Size Sq Ft
    Family Room  18 x 14  252 
    Bedroom 1  17 x 11  187 
    Bedroom 2  11 x 11  121 
    Bedroom 3  11 x 11  121 
    Main Level Size Sq Ft
    Dining Room  15 x 11  165 
    Kitchen  14 x 10  140 
    Deck  —  — 
    Lower Level Size Sq Ft
    Bedroom 4  12 x 11  132 
    Recreation Room  25 x 14  350 
    Game Room  16 x 9  144 

    Lot & Land

    Acres: 0.27
    Geolocation: 45.252886, -93.644254
    Lot Dimensions: 57 x 174 x 79 x 174
    Zoning: Residential-Single Family
    Lot Description: Some Trees

    Schools

    School District: 728
    District Phone: 763-241-3400

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $5,078
    Lender-owned: No
    Assessment Pending: Unknown
    Taxes w/ Assessments: $5,078
    Association Fee Required: Yes
    Association Fee: $76
    Association Fee Frequency: Monthly
    Association Fee Includes:
    • Professional Mgmt
    • Shared Amenities
    • Trash
    Association Company: Associa
    Association Company Number: 763-225-6400

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of RE/MAX Results.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.